Your Credit Score: How to Fix, Improve, and Protect the 3-Digit Number that Shapes Your Financial Future, 3rd Edition
How do I get something off of my credit history?
When does something bad come off my credit history?
Why did the apartment building I applied to turn me down?
Can an employer turn me down because of credit?
Why is the loan officer saying I need a co-signer?
What does FICO Score mean?
If you have ever asked one of these questions, you NEED this book. If you are planning to buy a house, get a car, get an apartment, apply for a job, or buy car insurance…. you NEED this book.
Liz Weston wrote Your Credit Score several years ago to help people understand, improve, and protect their credit scores. Your Credit Score
, now in its 3rd Revision, is the best information available for how your credit score is calculated and what you can do to improve it. As a Banker, I am constantly recommending this book to people that are having trouble obtaining credit or people that are interested in protecting their credit history form Identity Thieves.
Liz’s depth of knowledge around the inner workings of your credit history is amazing. Not only does she provide step-by-step instructions on how to improve and protect your credit score, but she also debunks 10 Credit Score Myths (this is my favorite part because I have people recite these to me daily with the wrong answers).
- true/false | You have to pay interest to have a good credit score
- true/false | You can hurt your credit score by checking your credit
- true/false | Credit Counseling is worse that bankruptcy
- true/false | Your closed accounts should read “Closed by Consumer” or they will hurt your score
- true/false | You can hurt your score by shopping around for the best rates
If you think you know the answers to ALL of these and the other 5 important myths she debunks then you don’t need this book. If you are like 99.9% of people out there you will get 8 out of 10 of these wrong.
The 3 digit number that affects your mortgage rates, borrowing ability, insurance rates, whether you get a job, or get an apartment is TOO important to not study up on.
You definitely need this book in your library, because reading it once can save you thousands of dollars!
Give it your best shot on the quiz above and post your answers in the comments.
There is also a Kindle Version for your iPad or Kindle.
Never Eat Alone Review
Never Eat Alone
by Keith Ferrazzi
Keith Ferrazzi, the author of Never Eat Alone believes that relationships and networks are like muscles. The more you work them the stronger and healthier they become. Never Eat Alone
is perfect for anyone that owns a business and realizes how important a good network is, but aren’t sure how to build that network “the right way”.
Not only does Keith Ferrazzi provide an easy blueprint for building foundational relationships with people, he also provides tactile ways to make meaningful, lasting connections with the right people. The people you need to do business with or just people you’d like to get to know. No. Not in a smarmy, networking jerk kind of way. In a real meaningful and lasting way.
In Never Eat Alone, Keith Ferrazzi demonstrates the difference between “networking” practices that really work and the ones that make you look like the business card collecting idiot at a function. The difference, surprisingly enough, are only minor tweaks to the things that most people do and what the people that are successful do.
Personally, I liked the step by step instructions on how to warm a cold call. I have used Keith’s cold call road-map and it amazed me at how much easier making cold introductions calls got for me. Several of the key relationships I now have, both business and personal, come from using this “technique”. Another favorite was “how to be a conference commando”.
I believe Never Eat Alone belongs on your reference shelf because there are too many good things in it to miss. Make sure you get a highlighter when you buy the book. You’ll need it. . I recommend you get Never Eat Alone
today.
No time to read? Listen to it FREE with this.




